One equation never changes:
Quality data in = Quality data out.
A quality appraisal is critical to the valuation process. At CSS, our network of best-in-class appraisers provide the integrity and turn-time you demand for every appraisal. Our appraisal products are FNMA / FHLMC compliant and adhere to industry standards. Our suite of valuation solutions provide you the flexibility to order the appropriate product needed for the specific loan/transaction type. CSS manages the appraisal process for you and we taper our products and services to meet your individual and specific needs.
Full Appraisals
Located in close proximity to the subject, our appraisal experts will conduct a complete appraisal, including a physical observation of the interior and exterior of the subject property. Included in the report; neighborhood analysis; description of the site; description of the improvements; direct sales comparison approach utilizing comparable sales on a comparison grid; reconciliation; definition of market value; subject photographs, comparable photographs, area map, sketch, and certified & limiting conditions. Additional exhibits are available upon request. In the event the structure is proposed or still under construction, architectural plans and/or specifications will be relied upon for measurements. Full appraisals include, but are not limited to:
- 1004 Uniform Residential Appraisal Report - one unit property
- 1073 Individual Condominium Unit Appraisal Report - individual condominium unit
- 1004C Manufactured Home Appraisal Report - one-unit manufactured home
- 2090 Individual Cooperative Interest Appraisal Report - individual cooperative unit
- 1025 Small Residential Income Property Appraisal Report - two-unit to four-unit property
Limited Appraisals
Located in close proximity to the subject, our appraisal experts will conduct a limited appraisal, observing the exterior of the subject property. Limited appraisal report inclusions are based on the type of report being completed. Limited appraisals include, but are not limited to:
- 2055 Exterior-Only Inspection Residential Appraisal Report - one unit property
- 1075 Exterior-Only Inspection Individual Condominium Unit Appraisal Report - individual condominium unit
- 2095 Exterior-Only Inspection Individual Cooperative Interest Appraisal Report - individual cooperative unit
- Land Appraisal - vacant land
- 2000 One-Unit Residential Appraisal Field Review Report - field reviews for one-unit appraisal reports
- 2000A Two- to Four-Unit Residential Appraisal Field Review Report - field reviews for two-unit to four-unit appraisal reports.
Desktop Valuation (Analyst Assisted)
The analyst assisted desktop valuation utilizes the Collateral Market Value AVM's Hedonic methodology, coupled with your specific criteria to generate a more focused valuation with an average hit rate of 85%. This product combines innovative statistical analytics and advanced algorithms with multiple data sources (including public data and MLS). It is ideal for determining a properties current value, assess current market conditions or confirm the accuracy of a completed appraisal.
Automated Valuation Model (AVM)
Cascade and Individual models are available. Our state-of-the-art automatic valuation tools provide detailed information on a national basis.
Broker Price Opinion (BPO)
A locally licensed and experienced realtor will conduct an inspection of the subject property and review comparables, neighborhood information and market trends to provide an opinion of value. Full interior and limited exterior BPOs are available